Yes it’s true what you’re hearing. I noticed many complaints about it so I wanted to talk about it. Ok we all have different circumstances, so NO CASE IS THE SAME.

MY income isn’t what yours is. My lifestyle isnt yours either. So when you’re discussing money, we all differ.

I looked up the exact plan I’m in right now and the price has doubled. So I have a choice. Either pay double for the same thing I got in 2016, shop around for something cheaper, or say, FUCK healthcare and pay the penalty.

Now here are countries with FREE universal healthcare.

Countries with universal health care include Austria, Belarus, Croatia, Czech Republic, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Luxembourg,Moldova, the Netherlands, Norway, Portugal, Romania, Russia, Serbia, Spain, Sweden,Switzerland, Ukraine, and the United Kingdom.

They also have options for those who can afford to or want to, they can choose to pay out of pocket for private insurance. It’s OPTIONAL.

So you can get upset about the US not giving free UHC, because that’s the real issue. Deal with the fact that THE USA refuses to give healthcare for free, but yet it’s the greatest country? Its not giving free education either. But here are a few places where college is FREE.

  • Norway. …
  • Finland. …
  • Sweden. …
  • Germany. …
  • Slovenia. …
  • France.

TALK about Obama and his administration all you want. HE’S the FIRST to provide UHC.

But what’s with the changes? My insurance has changed 3 times.

It’s NOT THE PRESIDENT who raises premiums, it’s the insurance company. They are gouging because of the government subsidies. They are crooks no less.

Healthcare has been highly expensive in this country BEFORE Obama. Also before Obama, millions didn’t even have insurance. They couldn’t afford it. And to get it through your employer was expensive too.

I could never have afforded it before Obamacare. Especially not with the fact of having 3 children.

Now this is where it gets tricky. I personally don’t believe that we should be forced to purchase healthcare. But at the same time, I understand why it happened. Most people who were dying were dying from illnesses that could have been prevented if only they had gone to the primary care doctor.

What makes some of different from others.

My situation is completely different. Because of the fact that I have existing conditions like Asthma and horrible chronic allergies along with Benign Positional Vertigo, and other shit, insurance is a necessity for me. I HAVE TO HAVE A DOCTOR. BUT what I don’t have.

I dont have a mortgage. I don’t have a car payment. I rent cheaply and drive a beater that runs great. I pay my car insurance twice a year. I literally have no debt from month to month. That’s a choice I had to make after I got sick 6 years ago. Healthcare and a roof over my head are more important than my house or the car I drive.

So when I noticed that the rates had changed, I was frustrated because I LIKED MY OLD PLAN!!! It was perfect. But I spent a couple hours online at looking up their plans and picking out the one that’s best for me and my family situation. I don’t want to change, I have to change. I’m not going to pay double. And now I’m with an HMO. The plus side? I get a subsidy to help me pay for the premiums. And my doctor is on my new plan that I’ll select next week.

Do your homework. Look at the plans and compare. Look up the drugs list. Do all the work yourself. Maybe if you cannot afford to see a doctor, you might be spending money on something not so important. I literally have to hold back now and be mature enough to realize that I need healthcare. Before Obamacare, I wasn’t really concerned. I’d just go to the ER and they’d take care of my issues. Then I switched to Minute Clinics like Carespot. Visits are like $125.00. I’d pay it, get seen, get my RX and be fine. Then I got sick and well… that doesn’t work for long. I was paying $95.00 to see my PCP. ( By the way, DOCTORS HATE SELF PAY. You don’t get quality care. I’m telling you,they don’t like it. ) I needed more care. Finally there’s ACA and all is well. My state didn’t get Medicaid expansion.

Changing some things around might fix your situation.

Right now I pay $1.00 to see my PCP. I’m sorry, but I can’t complain.

We all have choices. I picked the plan where I’d get everything I NEEDED for the cheapest monthly premium. And I don’t like deductibles.

PROBLEM is that people don’t want to live the way I live. They have to have a car payment and a mortgage. To me, nothing is more important than your health.

I believe it’s your responsibility to live within your means. We never know when we will get sick. So having a backup plan is crucial.

I found out the hard way. There’s freedom in having healthcare. Now for those in higher income brackets, what’s your major issue with ACA? You can’t afford it? The plans seems tailor made. Seriously. They really are. I can see people complaining about HAVING to purchase it altogether, but the prices are on point with your income. Did they account for your 3 car payments and the huge mortgage payment? Probably not. Lol and I think that’s where the problem lies. I did the research of different incomes, with and without children. They all were affordable. But if you have credit card debt, and other debts, I can see how things can get tight in your wallet.

Honestly, I’d rather have mandatory healthcare than car insurance. At least with healthcare, you get treatments and taken care of. With car insurance, that’s just a ripoff.

Are you upset because you really don’t care about your health and feel that it’s NOBODY business how you spend your money?

But let’s be honest. Some of you women would spend $800.00 for the newest Apple iPhone Before you get a mammogram.

And some of you men would rather spend $2,000o on seasons tickets Before you’d get a prostate exam.

So the government stepped up and said HEY let’s see if we create this, will they sign up. And YES WE DID. I was sick and tired of the billions spent in other countries by our government. It’s about time they do something for us.

But if you don’t want the healthcare…pay the penalty

That’s how I feel about car insurance. I OWN my vehicles but I’m still paying $1700.00 a year for my vehicles! But if I don’t pay that, my license gets suspended. Yall aren’t mad about that?

I suppose it’s the same thing? I don’t feel like I need it because I’m a safe driver with 0 points. And you feel you don’t need healthcare because you’re overall healthy.

What are your thoughts? Tell me why it works or doesn’t work for you.

Based on a family of 4 with income at $65,000 combined annually 




How do they calculate the penalty for refusing insurance?

It’s been going up a bit every year.